Your employee benefits

Employee Benefits Guide

Benefits for Classified staff at Fort Lewis are developed and regulated by the State of Colorado. The benefit package includes health, dental, life, and disability programs. Participation in these plans is optional for the employee. For detailed plan information, visit the State of Colorado Employee Benefits website.

Understanding Your Medical Plans

The first step to great health is choosing a plan that fits your level of need and budget—and that means understanding a few basics.

Employee Premium. Your employee premium is the cost of your plans and is deducted from your paycheck. Plans with lower premiums tend to have a higher deductible, coinsurance, and out-of- pocket maximum.

Deductible. Your deductible is the amount you pay before the plan begins paying for covered services. For plans that utilize coinsurance, you’ll typically pay 100% of medical costs, including prescriptions, until you meet your deductible. For copay plans, your deductible does not need to be met in order for your plan to pay for certain services.

Copays. Copays are a flat fee you pay for a covered service.

Coinsurance. Coinsurance is your share of a covered service after you’ve met your deductible. Each plan (including copay plans) has a coinsurance rate. Typically, you’ll see a better coinsurance rate for plans with higher premiums.

Out-of-Pocket Maximum. Your out-of-pocket maximum is the most you will pay within a plan year for covered services. The plan you choose should have an out-of-pocket maximum that you can tolerate financially in the event of a high usage of health care or catastrophic health event.

Employee Assistance Programs

Fort Lewis College offers two Employee Assistance Programs to all regular employees. The program is also available to dependents of eligible employees. This service provides up to 6-8 free counseling sessions per employee/dependent, per fiscal year. If the participating employee/dependents need to have more counseling sessions, they will be required to pay for extra services personally. Employees can feel secure in knowing that their identities are kept confidential no person at Fort Lewis College will know they participated in the program.

On-Campus appointments are available by calling The State of Colorado Program (C-SEAP) at (800)-821-8154.

Privacy Notice
Summary of Benefit Coverage

Off-Campus appointments are available at Mercy Medical Center through Profile EAP. To make an appointment, call 970-764-3760. Employee's will have to present college ID's or a pay stub so that they can verify the employee works at Fort Lewis College and is eligible for the benefit.

Voluntary Supplemental Retirement Options

PERA 401(k) Contribution Authorization

PERA 457 (must enroll through PERA website)

  • Please email with your PERA 457 biweekly election amount and indicate if it is pre or post tax for payroll deduction.

403(b) Options - Salary Reduction Agreement

Family Medical Leave

Before you can use Colorado Paid Family Leave it must be certified by Human Resources.

Colorado voters approved Proposition 118 in November of 2020, paving the way for a state-run Paid Family and Medical Leave Insurance (FAMLI) program. The FAMLI program will ensure all Colorado workers have access to paid leave in order to take care of themselves or their family during life circumstances that pull them away from their jobs — like growing their family or taking care of a loved one with a serious health condition.